Medicare Part D (Prescription Drug Plans)
Helping You Save on Your Medications
What Does Medicare Part D Cover?
Medicare Part D offers coverage for prescription medications, helping reduce out-of-pocket costs for essential drugs. These plans are available through private insurers and are designed to complement Original Medicare or a Medicare Supplement plan.
We’ll guide you through plan comparisons to ensure you find one that fits both your health needs and budget.
What’s Typically Covered
Common Add-Ons
Many people pair Part D with Original Medicare or a Medicare Supplement plan for more complete coverage.
Who Typically Uses This Coverage
Frequently Asked Questions About Medicare Parts A & B
Medicare can be confusing-especially when you’re just getting started. We’ve answered some of the most common questions to help you feel more confident and informed when reviewing your coverage options.
It's optional, but without coverage, you could face late-enrollment penalties and pay more for medications.
This is a temporary limit on what your drug plan pays for medications. We can help you find plans with lower out-of-pocket costs.
Each plan has a formulary (drug list). We'll review your prescriptions to match you with the best plan.
Yes, during the Annual Enrollment Period (Oct 15 - Dec 7) or under certain Special Enrollment Periods.
You can choose a lower-cost Part D plan to avoid penalties and have coverage for future prescriptions.
Ready to Review Your Medicare Options?
Schedule your free consultation today for personal Medicare guidance.