Medicare Supplement (Medigap) Plans
Extra Coverage to Reduce Out-of-Pocket Costs
What Do Medicare Supplement Plans Offer?
Medicare Supplement plans (also called Medigap) are designed to help pay for costs not covered by Original Medicare, such as deductibles, copayments, and coinsurance. These plans are offered by private insurers but are standardized for consistency and clarity.
We’ll compare top supplement plans to find the one that provides peace of mind and financial protection for your healthcare needs.
What’s Typically Covered
Medigap plans cover additional expenses like Part A & B deductibles, coinsurance, and certain excess charges. Some plans even cover emergency care when traveling abroad.
Common Add-Ons
Many people pair a Supplement plan with a Part D drug plan to create a complete coverage package.
Who Typically Uses This Coverage
Medigap is ideal for those who want predictable costs and freedom to see any Medicare-approved doctor without network restrictions.
Frequently Asked Questions About Medigap
Here are some common questions to help you decide if a Medicare Supplement plan is the right choice.
Medigap works alongside Original Medicare, while Advantage (Part C) replaces it with an all-in-one plan.
No, you'll need a separate Part D plan for medications.
The best time is during your Medigap Open Enrollment Period, which starts when you turn 65 and enroll in Part B.
Yes, plans are standardized by letter (A-N), so the benefits are the same regardless of insurer.
Even healthy individuals choose Medigap for peace of mind against unexpected hospital or medical costs.
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